Credit Cards

[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Does Macy’s accept Discover card? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Yes, Discover is accepted at Macy’s along with all other major credit cards. Image: Mike Kalasnik via Flickr

[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Are Visa and MasterCard the same company? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] When you think of credit cards, one of the first things that probably comes to your mind is Visa or MasterCard. You see their logos everywhere. They are in stores, doctors offices, gas stations, and many more places. We tend

[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Are Chase credit cards Visa? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Chase currently lists 22 credit cards on its website. Only one credit card, IHG Rewards card, is listed as a MasterCard. The remaining Chase credit cards are Visa cards. This includes popular Chase credit cards such as Chase Freedom, Chase Sapphire, and

[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Where is the card number on a credit card? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] A credit number is commonly 16-digits long for a typical Visa or MasterCard. However, it  can range from 13 to 19 digits depending on the type of card you hold. The credit card number is located in the

[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What credit card starts with 4400? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] The first digit or digits of a credit card number can identify the issuer of a card. A credit card number that starts with a 4 is associated with a Visa. All Visa card numbers being with this number. Let’s now

[otw_shortcode_dropcap label=”Q: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Where is the security code on a MasterCard? [otw_shortcode_dropcap label=”A: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] When you make purchases online, a common request is for the security code on your credit card. This security code is known as the Card Verification Code (CVC). It is a separate number from your credit card

[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What credit cards start with a 4147? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] You can identify a few bits of information by reviewing a credit card number. However, let’s focus on the first digits of a credit card. Specifically, what card starts with 4147? A credit card that starts with a 4 is

[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Is there a grace period for credit card payments? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] A credit card grace period is the time that you have to pay a balance in full before any finance charges are issued. Per the Credit CARD Act of 2009, you are given a minimum of a 21

[otw_shortcode_dropcap label=”Q: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What is a cash advance? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] When you use a credit card at an ATM, it is known as a cash advance. A cash advance allows you to borrower cash against your credit card. You must pay back the amount you borrowed plus any accrued interest and fees.