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Mortgages Archive

Tax Returns and Underwriter

What Do Underwriters Look for on Tax Returns?

Mortgages 02/19/2018 •
What do underwriters look for on tax returns? An underwriter may review tax returns for a number of …
DTI explained

What does DTI stand for?

Mortgages 11/12/2017 •
What does DTI stand for? DTI stands for debt-to-income. This is a ratio used by lenders to determine …
PUD vs Condo

PUD vs Condo: Discover the Difference

Mortgages 11/02/2017 •
What is the difference between a PUD and a condo? A planned unit development (PUD) is often confused …
Condo Questionnaire

What is a Condo Questionnaire?

Mortgages 11/01/2017 •
What is a condo questionnaire? When a lender sells a mortgage secured to a condo to Fannie Mae …
lessee vs lessor

Lessor vs Lessee: What’s the Difference?

Mortgages 10/07/2017 •
There are a lot of similar words related to mortgages, renting, and housing that are confusing to many …
Mortgagor vs Mortgagee

Mortgagee vs Mortgagor: What’s the Difference?

Mortgages 10/06/2017 •
Mortgagee and mortgagor often get confused. If you ever had a chance to closely review mortgage closing documentation, …
Check credit card Statements lenders

Do Mortgage Lenders Check Credit Card Statements

Mortgages 10/01/2017 •
Generally, mortgage lenders do not check credit card statements. Lenders use the credit report to obtain information on …
Documents for a mortgage

Documents Needed for a Mortgage

Mortgages 09/30/2017 •
Many people probably would agree that applying for a mortgage requires a lot of documentation. The documents needed …
what is a VOM

What is a Verification of Mortgage?

Mortgages 09/27/2017 •
A verification of mortgage (VOM) is a document used to obtain information on an existing mortgage. It is …
Underwriting Turn Time

How Long Does Mortgage Underwriting Take?

Mortgages 09/24/2017 •
It all depends on the lender. It can be as little as a couple days to several months. …
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