Credit Cards

[otw_shortcode_dropcap label=”Q: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What is the minimum age for a credit card? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] As a teenager moves toward adulthood there tends to be a gradual increase in their financial responsibilities. They may start making their first bill payments, start establishing a bank account, and potentially file their first tax return. Usually in …

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[otw_shortcode_dropcap label=”Q: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What does CR and DR mean on a credit report? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] CR stands for credit and DR means debit. If you ever have taken an accounting class, you probably realize how confusing these two terms can be when you are first learning about them. However, when it …

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[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What credit card starts with a 5? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] The first digit of a credit number can identify the credit card network associated with your credit card. In some cases it takes the first two numbers to identify the network. A credit card number that starts with a 5 is …

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Q: Does Walmart take American Express? The beautiful thing about shopping at huge chain stores is that they typically make it very convenient to pay for items. Walmart is no exception. Walmart does take American Express. You can use your American Express for purchases in-store or online. Below we have listed all payment methods allowed …

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[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] How many numbers does a credit card have? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] There are 16 numbers on a typical credit card from Visa, MasterCard, and Discover.  The numbers are commonly grouped in four sets of four. However, not all credit cards have 16 digits. The most common credit card without 16 digits …

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[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Do credit card statements show what you bought? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Credit card statements do not specifically show what you bought. They do not itemized items you purchased. You will have to rely on the store receipt for that information. However, the credit card statements will show some detail on your transactions. Credit …

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Q: What credit cards does Sam’s Club accept? One of the downsides of going to Sam’s Club used to be that their payment options were limited. Prior to February 1, 2016, the company allowed Visa debit cards, but not Visa credit cards for in-store purchases. Yes, things probably got confusing for some people who had …

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[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Do credit cards have routing numbers? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Credit cards do not have routing numbers. Credit cards use the credit number to connect the account to the credit card issuer and the credit card holder. Credit Card Number Dissected Let’s take a look at what the numbers on the …

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[otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Can you use a credit card at an ATM to withdraw cash? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] The common use of a credit card is obviously swiping or inserting the card to pay for purchases or using it online at a retailer like Amazon. However, a credit card can also be used to …

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