Last Updated on 06/27/2017 by GS Staff [otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What credit cards start with a 4147? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] You can identify a few bits of information by reviewing a credit card number. However, let’s focus on the first digits of a credit card. Specifically, what card starts with 4147? A credit …

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Last Updated on 06/18/2017 by GS Staff [otw_shortcode_dropcap label=”Q:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] Is there a grace period for credit card payments? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] A credit card grace period is the time that you have to pay a balance in full before any finance charges are issued. Per the Credit CARD Act of 2009, you …

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Last Updated on 11/18/2017 by GS Staff [otw_shortcode_dropcap label=”Q: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What is a cash advance? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] When you use a credit card at an ATM, it is known as a cash advance. A cash advance allows you to borrower cash against your credit card. You must pay back the amount you …

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Last Updated on 06/15/2017 by GS Staff [otw_shortcode_dropcap label=”Q: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What is the minimum age for a credit card? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] As a teenager moves toward adulthood there tends to be a gradual increase in their financial responsibilities. They may start making their first bill payments, start establishing a bank account, and …

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Last Updated on 06/12/2017 by GS Staff [otw_shortcode_dropcap label=”Q: ” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] What does CR and DR mean on a credit report? [otw_shortcode_dropcap label=”A:” size=”large” border_color_class=”otw-no-border-color”][/otw_shortcode_dropcap] CR stands for credit and DR means debit. If you ever have taken an accounting class, you probably realize how confusing these two terms can be when you are …

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