Last Updated on 06/02/2017 by GS Staff Can you deposit a check at an ATM? Many banks offer the ability to deposit a check at their ATMs. Not all ATMs allow deposits since some are designed for basic functions like withdrawing cash or balance inquiries. However, it is common to find an ATM associated with …
Last Updated on 06/02/2017 by GS Staff Do checking accounts pay interest? Yes, many banks offer interest-bearing checking accounts, but not all. The interest you receive on these accounts is typically minimal, but every little bit helps. You should take a close look at the account requirements and fees associated with an interest-bearing checking account. …
Last Updated on 06/12/2017 by GS Staff Can I get a mortgage without a job? Having a job is not the only way of obtaining income. There are several other ways people bring in income besides employment. Mortgage lenders recognize this and consider various sources of income for mortgage qualification. However, this does not mean a …
Last Updated on 06/02/2017 by GS Staff Can you print bank statements online? Many banks allow you to print bank statements online. You will need to setup up online banking (or access to the statements) with your bank if they offer this option. This may require you to become a paperless customer where you view …
Last Updated on 06/02/2017 by GS Staff How long should you keep bank statements? It can be super confusing to determine what financial documents you should keep or shred. Many of us file away important documents and forget about them until the paperwork starts to noticeably stack up. One of the documents we often hang onto …
Last Updated on 06/02/2017 by GS Staff What is the difference between an ATM card, a debit card, and a credit card? Some people assume that an ATM and debit card are the same. Yes, they are both used to access money in a bank account, however, there are differences between the two card. Additionally, how does a credit …
ATM Card vs Debit Card vs Credit Card: What’s the Difference? Read More »
Last Updated on 06/02/2017 by GS Staff Can I open a savings account online? You no longer have to go into a bank branch and wait for a representative to open a savings account. The emergence of online banking has made it super simple to open a savings account from the comfort of your home. …
Last Updated on 06/02/2017 by GS Staff How do lenders verify income? The way lenders (underwriters) verify income depends on the source of income. A person who is self-employed will provide different income documentation from a person who is a not self-employed. There are also people who qualify for a loan without employment income at …
Last Updated on 06/07/2017 by GS Staff Why do banks pay interest on savings accounts? If you have a savings account, you probably are thankful for the little bit of interest the bank gives you while they hold onto your money. Yes, many banks offer minimal interest on their savings accounts, but every little bit …
Last Updated on 06/11/2017 by GS Staff How many savings accounts can I have? Banks generally do not limit the number of savings accounts you can have. People with multiple savings accounts often diversify their accounts across several banks. Additionally, many banks allow for multiple savings accounts within the same bank. You will need to check …
