What Credit Card Starts With 5?

Credit Card With a 5

Last Updated on 06/05/2017 by GS Staff

Q:

What credit card starts with a 5?

A:

The first digit of a credit number can identify the credit card network associated with your credit card. In some cases it takes the first two numbers to identify the network. A credit card number that starts with a 5 is a MasterCard or a Diner’s Club that contains the MasterCard logo. A MasterCard will have a total of 16 digits in the credit card number.

The First Digit

Here is a list of the first digit(s) of each type of credit card:

  • 1 – Airlines
  • 2 – Airlines
  • 4 – VISA
  • 5 – MasterCard and Diner’s Club that features the MasterCard logo
  • 6 – Discover
  • 34 or 37 – American Express
  • 30, 36, 38, 0r 39 – Diner’s Club/Carte Blanche
  • 7 – Petroleum
  • 8 – Healthcare, Telecommunications
  • 9 – National Assignment

The First Six Digits

You will need to dig a little deeper to determine the financial institution that issued the credit card. The first six digits of the credit card is the the Bank Identification Number or Issuer Identification Number. If for whatever reason you cannot identify who issued your credit card, you can type the first six digits into the BIN Database. This database will provide you with the bank issuer (i.e. Bank of America), the brand of card (i.e. MasterCard), and type of card (debit or credit).

The Remaining Digits

The remaining numbers from digit 7 to the end, but not including the last digit, identifies the card holder. The last digit is a check number. This number is determine by an algorithm using the other credit card number digits. It is used to help validate a credit card number when it is typed out by an individual.