Does Big Lots Have Layaway?

Last Updated on 10/02/2020 by GS Staff

Q: Does Big Lots have a layaway program?

No, Big Lots does not have layaway. This was confirmed on the company’s website at Big Lots stores take the following payment methods:

  • Cash
  • Checks (more info)
  • Big Lots Gift Cards
  • Merchandise Cards 
  • EBT/SNAP at some stores (more info)
  • Visa
  • Mastercard
  • Big Lots Credit Card
  • American Express
  • Discover
  • Apple Pay

Big Lots Credit Card

In lieu of layaway, you might consider applying for the Big Lots credit card. This card features no annual fee, special member offers, and special financing offers for qualifying purchases. At the time of this article, the annual percentage rate (APR) was 29.99%. This is an extremely high APR and not one you should consider paying interest on. We would only consider getting this credit card if you are able to pay off the balance before interest is due. Visit to apply or to find details on the credit card.

Images – Mike Mozart/flickr