Are ATMs Open 24/7?

Q:

Are ATMs open 24 hours and 7 days a week?

A:

 ATMs are a convenient way to obtain cash or make other banking transactions in a hurry. You simply locate a nearby machine, insert your ATM card, indicate the transaction you want to make, and you are on your way.

While ATMs are convenient, are they open 24/7? The answer depends on where the ATM is located. For example, if the ATM is located in a store that opens at 8am and closes at 10pm, the ATM will likely only be available during these store hours.

However, many ATMs allow transactions 24/7. Banks commonly provide ATMs at their branches that you can drive up to and use around the clock. The machines are available 24/7 except in the rare case that the ATM is out of service.

Additionally, banks may have ATMs in their lobbies or in special designated areas that you can access at any time. You may need to swipe your ATM card or use another bank permitted method to gain access to the ATM after hours. Check with your bank if you have questions on using their indoor ATMs after business hours.